Table 3 The mediating effect of consumer debt and debt problems on psychological distress, mediated total effects, and average causal mediation effects (ACME)
| Study 1 | Study 2 | Study 3 | ||||
|---|---|---|---|---|---|---|
| Finland nationwide | Finland social media | US nationwide | ||||
| Mediator | SOGS | SOGS-M | SOGS | SOGS-M | SOGS | SOGS-M |
| Consumer debt | ||||||
| Mediated total effect (%) | 5.35% | 4.42% | 48.99% | 31.19% | − 0.23% | − 0.47% |
| ACME | 0.02 | 0.03 | 0.26 | 0.24 | 0.00 | 0.00 |
| Debt problems | ||||||
| Mediated total effect (%) | 0.03% | 0.08% | − 0.32% | − 0.30% | 5.13% | 9.40% |
| ACME | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.06 |